会员文：财经爆点｜理财师：老人谈不上体面每月RM2690勉强过活

2024年12月12日 20点热度 0人点赞 0条评论

（吉隆坡12日讯）根据公积金局2024/2025年支出指南，单身老人每月需要2690令吉才能维持退休后的合理生活水平。

资深理财师博特拉大学人类社会生态学院讲师庄国辉博士接受《中国报》电访时指出，每月2690令吉谈不上“体面”，只能说是“勉强过活”。

“我们可以简单计算，每月租金1000令吉、300令吉医药费，加上每日30令吉餐食费和20令吉娱乐费就达到2800令吉，而这些纯粹基础开销，谈不上体面生活。”

有鉴于此，他认为，公积金局上调基本储蓄门槛至39万令吉仍是必要之举，提醒民众现有储蓄和退休储蓄目标的差异，来激励民众提早做好退休规划。

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